What Should I Do if a Driver Offers Me Cash After an Accident?
Our Kansas car accident attorneys explain why a driver might offer you cash after an accident. Rather than accepting, find out what you should do instead.
Car accidents in Salinas can leave you suffering extensive property damages and potentially devastating personal injuries. When the other driver is at fault, you have the right to hold them liable in a car accident claim. Aware of their role in causing the accident and their obligation to pay for your damages, they may attempt to offer you cash at the scene. The following explains why, and rather than taking the money, what to do instead.
Why a Driver Might Offer You Cash After a Car Accident in Salinas
The Kansas Insurance Department advises that all drivers are required to carry a mandatory minimum amount of liability coverage to protect themselves and others in the event a car accident occurs. Within days of any crash or collision, it is important to report your accident and initiate a claim. However, some drivers attempt to bypass this process by offering cash at the scene instead. This is often for one of the following reasons:
- They have a prior history of car accidents and are concerned another crash will either raise their insurance or cause a loss of coverage;
- They are driving without insurance;
- They do not have a valid driver’s license or vehicle registration;
- They are violating other laws, such as driving under the influence, or are otherwise wanted by the police and are hoping to not get law enforcement involved.
Why You Should Not Accept a Cash Offer and What to Do Instead
Be wary of any driver who offers cash at the scene of a car accident. They are trying to protect themselves and accepting could leave you facing serious consequences. Under the Kansas Statutes, drivers are required to notify law enforcement of any crash involving personal injuries or totaling more than $1,000 in property damages. Not doing so could result in fines and criminal charges. It could also prevent you from getting compensation in an insurance claim.
Any amounts offered by them are likely to be less than what you would otherwise be entitled to in an insurance claim. To prevent out-of-pocket costs, follow these tips:
- Get a description of the vehicle and the driver’s license plate number;
- Notify the police immediately;
- Get the driver’s name, contact, and insurance information;
- Take photos of the accident scene and the damage to your vehicle;
- Get names and contact information for any witnesses;
- Seek medical care as soon as possible;
- Notify your insurance company;
- Contact our Salina car accident attorneys before making any statements or accepting any settlements.
Request a Consultation With Our Salina Car Accident Attorneys
At Neustrom & Associates, we help you get the compensation you need to cover your costs when a car accident occurs. For trusted legal guidance in filing a claim, call or contact our Salina car accident attorney online to request a consultation today.